{"id":145,"date":"2026-11-01T18:59:13","date_gmt":"2026-11-01T18:59:13","guid":{"rendered":"https:\/\/jsilva.biz\/?p=145"},"modified":"2026-11-01T19:00:04","modified_gmt":"2026-11-01T19:00:04","slug":"cleveland-double-first-home-rental-income","status":"publish","type":"post","link":"https:\/\/jsilva.biz\/?p=145","title":{"rendered":"Your First Home Could Be Two Homes: The Case for a Cleveland Double"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Why buy one home when your first purchase could give you two?<\/strong> A Cleveland double\u2014an over-under duplex with one apartment above another\u2014can let you live in one unit while renting the other. That&#8217;s how I began my own homeownership journey: my first duplex, on West 89th Street, cost me about $70,000, and I later sold it for more than $190,000. That&#8217;s my experience, not a promised result for anyone else. The real question is whether the purchase price, financing, maintenance, taxes, insurance, vacancy risk, and realistic rent make sense <em>for you<\/em>. I appreciated Brown Design Studio&#8217;s look at the design and flexibility of these buildings. You don&#8217;t have to be 24 to buy your first home; you could be 50 or 60. If you&#8217;re looking for a Cleveland double, let&#8217;s examine the numbers and the house together.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Inspired by Brown Design Studio\u2019s October 2015 article, <a href=\"https:\/\/www.brownds.com\/post\/the-over-under-duplex\">\u201cThe Over-Under Duplex\u201d<\/a>.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><p><strong>Jay Silva | Keller Williams Citywide<\/strong> \u00b7 <a href=\"mailto:jay.silva@kw.com\">jay.silva@kw.com<\/a><\/p><p><small>Photo pending: illustrated Cleveland double concept, not an actual listing photograph.<\/small><\/p><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Cleveland double may let a first-time buyer live in one unit and rent the other. Jay Silva explains why the numbers deserve a look.<\/p>\n","protected":false},"author":1,"featured_media":148,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"_links":{"self":[{"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/posts\/145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jsilva.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=145"}],"version-history":[{"count":2,"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/posts\/145\/revisions"}],"predecessor-version":[{"id":153,"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/posts\/145\/revisions\/153"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jsilva.biz\/index.php?rest_route=\/wp\/v2\/media\/148"}],"wp:attachment":[{"href":"https:\/\/jsilva.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jsilva.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jsilva.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}